Melissa Bond

Education & Qualifications:

Real Estate Appraisal Courses

University of Southern Mississippi -- 1991 Real Estate Law Principals of Real Estate Qualifying & Continuing Education Courses

Mississippi Board of Realtors Marketology -- 1993 Real Estate License Law -- 1993, 1995, 1997, 1999 Appraisal License Law -- 1994

Economic Industrial Development -- 1996 The Valuation Process -- 1994

Model Energy Code and Beyond -- 1996, 1998, 1999, 2012 Real Property and It’s Appraisal -- 1994, 1996

Yield Capitalization -- 1994 Highest and Best Use -- 1994

Changes and Updates for HUD Single Family Appraisers -- 1999

Uniform Standards of Professional Appraisal Practice -- 1994, 1996, 1998, 2000, 2002, 2004, 2006, 2008, 2009, 2010, 2012, 2014, 2016, 2018

Reviewing Complex Residential Appraisals --2000, 2004 New Fannie Mae Guidelines -- 2004, 2006

Appraiser Liability -- 2002

Appraising the Oddball, Nonconforming Properties -- 2002 Current Issues in Appraising -- 2002

Residential Construction -- 2004

FHA Appraiser/Underwriting Seminar – 2004, 2008, 2009 Appraisal Review – 2004, 2017

VA Appraisal Guidelines -- 2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2014

The Nature of Value -- 1994

Foundation of Appraisal -- 1994

Fannie Mae Revisions and the Appraiser -- 2007 Income and Expenses Estimate -- 1994

Direct Capitalization -- 1994 Appraisal Trends -- 2006 Neighborhood and Districts – 1994 Changing World of FHA -- 2010

Appraising the FHA Property – 2011 & 2011 (2 courses) REO and Short Sale Guidelines – 2007, 2011

UAD Compliance – 2011 & 2011 (2 courses) Grievance and Ethics – 2012, 2013 Measuring – ANSI – 2012, 2013, 2014, 2015

Loss Prevention -- 2011

Real Estate Contracts, LA – 2012

Regression Analysis – 2015

Federal Land Acquisitions – 2015

Litigation Assignments – 2015

Fannie Mae Guidelines – 2015

HUD Handbook 4000.1 – 2015

Collateral Underwriter – 2015

Definitive Report Writing -- 2015

Related Experience

Licensed Real Estate Agent 1992 -- 2000 Licensed Real Estate Appraiser 1994--1998

Certified Residential Real Estate Appraiser 1998 – present

Fee Appraiser

FHA, VA, USDA, Savings and Loan Institutions, Relocation Companies, School Districts, Fannie Mae REO properties, General public for residential and vacant land 1994-present

Appraisal Work Experience

Richard Teague Appraisals 601-799-1999 April 1994 -- May 1996 -- 100% Cooper Associates 601-798-2221 June 1996 -- December 2000 -- 100% Real Estate Appraisals -- Self-Employed 2000 -- present -- 100%

Continuing Education Provider – 2010 – present

MS Senior Appraiser, Department of Veterans Affairs – 2016 -- present

Counties

Pearl River, Stone, northern Hancock, Lamar, Forrest

State Approved Continuing Education Provider/Instructor -- author of 25 continuing education courses that are presented in various states including Mississippi, Louisiana, Tennessee, and Texas for Real Estate Appraisers, Brokers, Agents, Tax Assessors, Home Builders, Lenders, Underwriting staff, and office staff.

Professional Organizations

Mississippi Association of Realtors, Mississippi Coalition of Appraisers, Louisiana Real Estate Appraisers Coalition, MS Chapter of Appraisal Institute

Education:

Delgado Community College, Pearl River Community College, University of Southern Mississippi – 1992

Real Estate Appraisals -- Melissa Bond has never been involved in a lawsuit, pending or resolved, with a regulatory agency, institution, or individual